What Is a Judicial Sale?

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After a judgment of foreclosure is entered -- and after any applicable redemption period thereafter expires -- the lender in a foreclosure lawsuit can schedule a judicial sale. A judicial sale is a forced sale of property authorized by a court of law in order to satisfy a debt (such as a mortgage in the context of foreclosures). Notice of the foreclosure sale is mandatory, and must be published for at least 3 consecutive calendar weeks, with the last notice published not less than 7 days prior to the sale. The sale itself is generally conducted at a public auction, and bidders typically are required to pre-register prior to the auction and provide proof of funds. The lender is also permitted to credit-bid at the auction in an amount equal to its judgment of foreclosure.

What happens after the judicial sale?

After a judicial sale, the title to the property does not pass until the bid amount is paid in full and the sale is confirmed. To confirm the judicial sale, the successful bidder (which is frequently the lender) can file a motion petitioning the court to confirm the sale.

If you find yourself facing a judicial sale of your property, there can still be avenues for saving your property or extending your time of possession -- but you have to act quickly. At The Law Center, we are a team of specialists that are passionate about the foreclosure process from start to finish and helping homeowners at the highest level. Our staff and attorneys approach each client and each property as a new challenge, one that requires thorough analysis, zealous representation, and thoughtful strategy. It’s your home, let The Law Center help you defend it.

Call us now and speak with a foreclosure expert on how you can make the foreclosure process work for you -- not against you. (312) 600-8815

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Disclaimer – The Law Center, LLC is not a debt collector and is not affiliated with your mortgage lender, service or any government entity. The attorney responsible for the content of this advertisement is IL Attorney B. Fard. Nothing on this website is to be construed as a guarantee or prediction of result. No recipient of content from this site, client, whether current or otherwise, should act or refrain from acting based on information at this site. Any and all information on this website is not intended to, nor does it, constitute or establish an attorney-client relationship.